Tip-Toeing Back Into the Financial World

For those you have wondered (’cause I know the world revolves around me), I have managed to stay debt light, having only the mortgage, the car lease and a couple of small loans taken out for the household renovations. – and those loans will be paid off within the next few months. In fact, I’ve managed to not use a credit card at all this year. Yay, me!

Cordelia's Mom, Still

OLYMPUS DIGITAL CAMERAIt was nearly a year ago that I wrote my post, “Arising From the Ashes of Credit Card Debt.”

Sure, within a couple of years of declaring bankruptcy, I was able to get a furniture loan and a car loan, but credit cards were unattainable. Not that I’m a fan of credit cards, mind you, but sometimes it helps to have one. What if there’s a major expense (like the washer breaks or the dog gets sick [from eating my brand new cell phone, but that’s a whole ‘nother story]) and there’s not enough money in the checking account to cover it?

Before my bankruptcy, I had nearly every credit card that was ever offered (gee, I wonder why I never saw bankruptcy in my future?). Years later, I could understand why companies I stiffed in bankruptcy would now be reluctant to grant me a…

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The Other Guy Did It

I have been accused of copyright infringement.

Me!  Sweet old Cordelia’s Mom!

Who gives change back to the store cashier if an error is made!

Yes, I have been thus accused.  But it wasn’t totally my fault.

May you rest in peace, Paul Curran.

I told you this might happen some day.


Recently, a comment appeared on one of Paul Curran‘s guest posts indicating that several photos included with that post had been used without the photographer’s permission, and demanding that those photos be deleted immediately.

Those of you who have guest posted for me know that I am very, very careful about the photos I use on my blog.  If the photos are not the personal work of the guest poster, I require links to the photographic source – and I track those links to make sure they’re valid.  I also make every effort to determine that the photographs are Creative Commons licensed and/or may be used on a non-income-producing blog like mine.  Oftentimes, I email the photographer to ask for permission to use a photo.

Paul knew this.  I drove him absolutely mad with my requirements.  Many times, I rejected his proposed pictures and substituted my own.  He wasn’t always happy about it, but understood my fear of being accused of stealing someone else’s work.

Such fear was one of the reasons I began doing my own photography.  I don’t have to vet myself, right?

In any event, when Paul presented me with the guest post in question (no, I won’t tell you which one – go back and read all his posts and try to figure out which one is missing pictures!), I noted that the photos were not only not Creative Commons licensed but were linked to a site that did not allow general use of the photographer’s work.  So, I emailed the photographer.  At least I thought I had emailed the photographer.

As it turned out, the person who gave permission to use the photos was not the photographer, but rather was one of his former colleagues who apparently chose to claim ownership of the photos.  I unwittingly ran with that permission.

This was a couple of years ago, mind you.  That particular post became the single most viewed post on my blog – which sort of ticked me off, because it was Paul’s work, not mine.  (But hey, readership is readership, right? And everyone did, and still does, love Paul!)

A part of me (the part that created my currently silent alter-ego) felt like pointing out to the photographer that he got a lot of people viewing his work that maybe wouldn’t have seen it otherwise, and maybe he should be happy about it.  I wasn’t making any money on the post, so where’s the harm?

Still, copyright infringement is copyright infringement – and I took the photos down.

In all fairness, the photographer in question subsequently emailed to admit that he had, in fact, given permission for one of the three photos.  However, to be safe, I deleted all of them.  The story runs just fine without the photos.  My nasty little alter-ego wants to jump up and say, “So there!  Now you’ve lost some views, Mr. Photographer!”

But that photographer had every right to bring the issue to my attention, and he has since become a follower.  I do not want to lose even one of my followers.  Best just to make amends.

Lesson learned.  Advice to all you newbies out there:

Be safe.  Use your own art work, even if you think it’s nothing special.  At least you know you own it.


I love to hear from my readers. You may comment on this post, comment on my Facebook or Twitter pages, or email me at cordeliasmom2012@yahoo.com


Image by Cordelia’s Mom

Posted in Guest Posters, Paul Curran, Photography, Relationships, That's Life | Tagged , , , | 27 Comments

The Nightmare Ends (One Can Only Hope)

Ok, folks, I seriously hoped to be done with my sabbatical by the time this household renovations mini-series ended. It hasn’t quite worked out that way, but things are looking up. Hopefully only a few more weeks until I can come back to blogging like I used to. Hang in there with me. Please?

Cordelia's Mom, Still

OLYMPUS DIGITAL CAMERA Teddy Rosalie supervises the construction

By now, you’re suffering nearly as much from reading these posts as I suffered while experiencing the events that inspired them.  If you aren’t up to speed, read Part 1 (here) and Part II (here).

Day 8:  The drywall/painting contractor came with 3 helpers so work could be done in all rooms at the same time.  No bathroom, no kitchen for entire day.  Otherwise, thank God, there were no unexpected events.

Day 9:  Marathon drywalling & painting.  Tearing up the rest of the bathroom floor and installing new subflooring and new vinyl sheeting – which meant the toilet had to be pulled and the vanity removed, and which also meant no one could walk on the floor for at least 24 hours — so no access to the bathroom for 24 hours (no peeing, no washing of hands or brushing of…

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Money Pit II

As you will see, dogs and household construction don’t mix well. I hope never to have to do it again …

Cordelia's Mom, Still

OLYMPUS DIGITAL CAMERA Can’t help but think of the medicine chest scene in “The Money Pit”

If you never did so, you should watch the movie, The Money Pit.  The first time I saw it, I laughed so hard my sides hurt and I couldn’t breathe.

But I’m not laughing now.

The first 4 days of the household renovations went well, except for the discovery of the leaky corner of the roof.  Read that story here.

Day 5:  Long,  long construction day (8:30 am to 6:30 pm).  No access to the bathroom or the kitchen, so lots and lots of trips to the local grocery store (hmm, need donuts) and to Bon-Ton (hmm, maybe some new furniture?  Not).  In between, I spent the time in an 8 x 10 room with non-cable TV and Puppy Cody.  Ok, those old 1940s and 1950s shows bring back memories…

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