ObamaCare-Less (Re-Blog)

As I face loss of my job, and loss of my insurance, I have to reconsider whether or not I can afford my much-needed Remicade treatments. On top of everything else, I’ve already paid in $2500 of my $5000 annual out-of-pocket expenses for this year, but if I have to change to a different plan (even if it’s with the same insurance company), I have to start back at 0! Why did Obamacare never take into account those who need to change plans in the middle of the year? Is it fair for me to have to pay $7,500 this year, while everyone else on a similar plan pays $5,000? Ugh!

Cordelia's Mom, Still

PrescriptionCost“Hi, this is your pharmacist.  I just want to let you know that the co-pay for that prescription you dropped off is $400.  Do you still want the prescription filled?”

[Sure, why not.  I just won’t eat for the next month or so.]

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That was an actual call from my pharmacist after my health insurance company revised its drug formulary.  Asacol HD, which I need for my ulcerative colitis, jumped from a $50 a month co-pay to the $400 a month co-pay noted above.   My insurance prescription plan is three tiers – $15 for the first tier, $50 for the second tier, and 50% of the manufacturer’s price for the third tier.  The third tier is generally reserved for experimental and/or non-generic drugs.

There is no generic equivalent for Asacol HD, and it used to be that if there was no generic equivalent, a drug was dropped into…

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This Is Not a Guest Post

I’m over on the Opinionated Man site today – check it out!

Garbage Car And this is not a good driver. The photo has nothing whatsoever to do with this post, but I found it too amusing not to share.

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A couple of weeks ago, Opinionated Man invited me to write a guest post. I’ve been so busy with my own life that I simply haven’t found time.

NOTE TO NEWBIES:  If a blogger with 58,000+ followers invites you to guest post, don’t hesitate – jump on it immediately before he changes his mind!

Anyway.

While I totally love Jason Cushman, I am just a tad annoyed that he rejected the proposed hijacking of his blog by my alter-ego, Not Cordelia’s Mom. I found out quite by accident that she had emailed asking if she could take my place as the guest poster, and he said …. What? (you ask) What did he say? … well, actually, he didn’t say no…

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Office Dynamics (Still Waiting, Darn It)

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It was foolish, I know. I may be unemployed in just a couple of weeks and should be watching every penny.

This morning, I had my car inspected (passed – yay!), and then invited Cordelia to lunch (my treat). Cordelia was unavailable so I had the afternoon free.  My route home from the dealership takes me past Premier Wine & Spirits (humongous store), and somehow my car just decided to turn into that lot.

If I’m going to be unemployed, I won’t be able to afford wine. I’m currently employed and just paid off my credit card, and I have money in savings.  Maybe I should stock up NOW while I still can.

Of course.

And naturally, once unemployed – and having already applied to every friggin’ employer within 50 miles of home – I will have all that time on my hands.

Hence, books.

Hopefully, it won’t come to that.

But I’m still waiting. Great interviews last week, no offers yet this week.  My boss still thinks I will be receiving an offer from his golfing buddy, Attorney X (“It just takes time,” he said, “it doesn’t happen overnight.” Well, dammit, it should!  How long does it take to recognize expertise?)

In desperation, I left a message for Attorney Z on Monday, simply asking him to call (I swear that’s all I said in that message. and I was careful to keep the begging sound out of my voice!).  He still has not returned the call.  I think I might have scared him off.  Damn.

I had an optimistic phone interview 5 minutes ago – until the salary question came up. Minimum wage for a hard-working real estate paralegal with 18 years experience?  I think not.

Although it could come to that. I can just see my salary requirements dropping dramatically a month or so from now.

Meanwhile, I wait.

Thank you for sharing my pain. For all our sakes, I hope it ends soon.

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I love to hear from my readers. You may comment on this post, comment on my Facebook or Twitter pages, or email me at cordeliasmom2012@yahoo.com

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Image by Cordeia’s Mom

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Office Dynamics (The Hunt Continues)

Messy Office 1Has it really been only a week (click here)? It seems like ten years!

On Monday, the boss came into my office and told me definitely that his new firm has no place for me. He then proceeded to rant about the existing files and how I should work overtime to finish them up.  To which I replied, “Um, you just terminated me. I’ll do what I can, but I’m not working overtime.”  What’s he going to do, fire me?  I wish.

I tried calling Attorney Y to follow up on my candidacy, but got no answer. In a bit of a panic, I called the guy who was supposed to become my second part-time employer (according to Attorney Y).  Said second part-time employer (the attorney who had passed my resume to Attorney Y) politely told me he had not heard a thing about this from Attorney Y, and  in fact, barely had enough work to keep his own staff busy.  He finished up with, “I’m going next door right now and talk to him.” Somehow, I don’t think the conversation went well.  The second part-time employer did commiserate with me and said he would continue to try to help me find something.

On Tuesday, my agency recruiter called to advise she might have a firm interested and would set up an interview “if I want.”  Um, wasn’t that why I went to see her to begin with?  While the salary will be within reason, the firm is downtown  – and also happens to be a firm I interviewed with about 18 years ago, and I didn’t like it then.  But what the heck, I don’t want to be unemployed, so I agreed to let the recruiter contact them on my behalf.  To date, I have not heard back.

Come Wednesday, I was feeling a little depressed because all I had on the horizon was the upcoming interview with Attorney X (by now, five people had warned me against working for the lunatic).

Imagine my surprise when my cell phone rang, and the caller was an attorney I know from closings at the County Clerk’s Office, stating he had my resume and could I come talk to him? Hell, yeah.  I took an early lunch and drove out to the burbs.  (Let’s call this gentleman Attorney Z, and hope I get a job before I have to start at the beginning of the alphabet.)

Best interview ever! An expanding firm with need of someone with my experience to act as an “anchor” (in the attorney’s words).  A very relaxed office atmosphere despite the busy client calendar.  I would have staff to do the scut work, and the attorney and his partner would do all the closings.  We dickered a bit on 5-days a week vs. 4 days, and exactly what the salary would be (pretty damn close to what I’m making now!).  Extremely heavy work load, but with staff to assist me, I believe it’s do-able.  And only 15 minutes from home!  The attorney said he would speak with his partner and get back to me.  He stressed that he was impressed by my extensive experience in buy-sell.  The last thing Attorney Z said to me before I left was, “This could work! Thanks so much for coming in!

SmileyMM1Needless to say, I went back to the office after lunch with a smile on my face.

After work on Wednesday, I drove back to the burbs to meet with the infamous Attorney X. As soon as I walked into the office, I felt intimidated – the reception area looked like something out of a movie.

Attorney X is an old-school kind of guy, very much all business, but I liked him, especially when the salary question came up. I told him my current salary and that I would need insurance, but that I could add onto my husband’s policy for a reasonable amount.  The attorney replied, “Would you have any objection to us just paying you more?”  I actually lost my ability to speak for a moment as I contemplated why any sane person would ever say no to that question.  Attorney X agreed to 4 days a week so long as he got to pick which day and that it was always the same day of the week, but that it would never be Monday or Friday as those are busy real estate days.  So, let’s see – same money as I’m making now, same 4-day work week?  I’m down with that.

At Attorney X’s firm, I would be doing exactly what I do now – handle buy/sell files from start to finish, with no staff; I would have to do all my own copying, document preparation, and attend closings in at least two counties. But the case load, while heavy, would be a third of what Attorney Z requires.

Attorney X walked me to the elevator after the interview and expressed concern about the left turn onto busy Sheridan Drive during rush hour. I was touched, and reassured him that I’m not a timid driver (stop snickering, people!).

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Today (Thursday), I decided that since I bought all those nice new clothes for a job that didn’t materialize, I might as well start wearing them so that I would be interview-ready at all times (plus, I hate to waste money).

After lunch, my boss came in to announce that now the firm wouldn’t officially disband until August 12, and I could stay if I hadn’t found another job. I told him I might not be staying past the end of July.  (And I’m still not working overtime, although I didn’t say that).

Shortly after, my boss came to me and happily exclaimed, “You’re going to work for [Attorney X]?”  Say what?  I am?  How could he know before I even got an offer?  Well, of course, since he and Attorney X are golfing buddies, Attorney X had just called my boss for the nitty gritty on me!  And apparently, an offer may soon appear.

But damn, I’d really rather work for Attorney Z. Hopefully, he’ll call.

Meanwhile, I have resumes flying all over the city and most of the suburbs, and it seems I have a whole string of new friends helping me search.

And now I wait – again. I can’t imagine being unemployed for weeks or months.  It would drive me bonkers!

Stay tuned. Unless the fates are really against me, I should have some good news for the next post!

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I love to hear from my readers. You may comment on this post, comment on my Facebook or Twitters pages, or email me at cordeliasmom2012@yahoo.com.

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Image by Cordelia’s Mom

Posted in That's Life | Tagged , , , , | 36 Comments