I received compliments on my post awhile back about my life as a real estate paralegal, so I figured now would be a good time to relay a few more of my experiences:
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THEY WON’T LET ME LEAVE
I’ve never really understood why sellers schedule the sale of their existing home at the same time as the purchase of their new home, thereby forcing them to do everything in one day. I understand that some people have to do that due to financial circumstances, but it is never, ever easy.
I once got a call from a client the morning of closing, indicating that she was trying to get her stuff out, but that the buyers’ movers had already arrived and were blocking her driveway. I told her to just ask them to move the truck. She indicated she had done that and the movers refused, saying their customers (the buyers) insisted they unload NOW (even though the deal wasn’t actually closed yet!).
My client also indicated that she was afraid of the buyers because “He is a cop, has a temper, and carries a gun.”
Say what?
Eventually, I convinced my client to put the mover on the phone with me, and I told the mover that he had to back out or he wouldn’t be able to unload at all, and therefore wouldn’t get paid. I told him not to unload ANYTHING until he got a call confirming that the sale had closed. Somehow it worked out and we got the deal closed, and everyone moved into the houses they were trying to get into.
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SWEET LITTLE OLD LADY
My clients were an elderly couple who were closing on one of those “reverse mortgages.” They were the sweetest couple ever.
Closing was to take place at the County Clerk’s Office downtown, and my clients did not want to brave the city traffic, so they came to my office and I drove them to the closing. I parked in the nearest city ramp, and when we were all out of the car, I turned to my clients and informed them that we would have to go through a metal detector. Speaking directly to the husband, I told him that if, like many men, he had a pocket knife, he might want to leave that in the trunk of my car.
Whereupon, the sweet little old lady opened her purse and pulled out a humungous hunting knife á la Crocodile Dundee (“That’s not a knife – this is a knife!” [sic]).
My jaw must have dropped nearly to my toes. My client explained that she used to own a store in a not very nice section of the city and had grown accustomed to carrying a knife in the event that she would have to protect herself.
The knife was deposited in the trunk of my car, and we went on our merry way.
But I made sure to never, ever tick off THAT sweet little old lady!
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YOU WANT ME TO DO WHAT?
And then there was the time, early in my career, when my boss had a back injury just before the assessment review hearing FOR OUR OFFICE BUILDING.
Now, my boss is the type who never lets illness or injury stop him from working, so I knew he was feeling poorly when he told me that I would have to cover the hearing. Not – could I drive him downtown so he could do it. Oh, no – my, myself and I were in charge of making sure our building was re-assessed at a lower value than it currently carried.
No pressure there, right? I was a fairly new employee, still unsure of her standing in the firm and unsure of my employer’s faith in my abilities. And God knew, I was totally unqualified (at least in my opinion) to handle that type of situation.
Was this some kind of test?
I drove myself downtown as slowly as possible, hoping I might miss that darn hearing. Upon arrival (on time, wouldn’t you know it), I embarrassed myself by not knowing the names or titles of the gentlemen running the hearing (and whose opinions would ultimately decide my fate my office building’s tax assessment).
Questions were asked, and I answered as best I could. It became more and more apparent that I really had no business being there.
Finally, the older gentleman in charge chuckled and told me my firm’s request for a re-assessment was … GRANTED. (My heart rate thereupon returned almost to normal.) And he added to please give his regards to my boss, whom he knew very well.
Whew! Do you have any idea how angry my fellow co-workers would have been had I failed and they were denied year-end bonuses because the taxes on the building were too high to allow for bonuses?
Guess I must have done all right ‘cause 15 years later, I’m still in the same job. Fortunately, I have never since been asked to cover a hearing of that type, although now I could do it without suffering heart palpitations.
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I love to hear from my readers. You may comment on this post, comment on my Facebook page, or email me at: cordeliasmom2012@yahoo.com
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Images by: John/MTSOfan, and Duncan Brown (Cradlehall), and One Way Stock, respectively.
Great stories.. they all keep it interesting. Why would you want to leave ?? lol
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Ha, ha. Leaving is not an option anyway considering I have no pension plan and would be limited to Social Security.
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We are living on Social Security now, CM. It’s not too bad. Our pensions switched over to 401 k’s a long time ago, so we are at the mercy of the stock market. Yikes.
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You have the best stories. I laughed out loud about the little old lady. Appearances can be deceiving I’d say. LOL I enjoyed reading this post realizing your stories have woven themselves around you, actually making you who you are today. Hmmmmm ….. Every experience adds a bit of flavor into our Soup of BEing. Cool beans. Love, Amy ❤
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Lovely comment, Amy. Thank you. I can hardly wait to meet you in person!
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I feel the same! ❤
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Actually, you really don’t have much choice if the money from the sale of one house is the what you are using as the down payment on the next. Most of us don’t have the loose change lying around to ante up the money, so we do the best we can we scheduling. It would be a LOT easier we didn’t have to close on two houses in one day. It’s a daisy chain of disasters waiting to happen. Been there, and too often, done that. But there was no choice. None at all.
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Actually, as of October 1, at least in New York State, it’s nearly impossible to close a sale on the same day as a purchase. Under the new rules, there’s supposed to be a 3-day waiting period between the sale and the purchase. It’s making it really fun to try to schedule closings, especially if there’s a chain of deals which are dependent on each other.
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Loved these stories. One day before I was ready to close on the house I was selling the realtor called and said they had found an uncancelled lien. I had to hustle to clear that up.
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Open liens come up all the time. I had one client who had been slapped with a federal tax lien, which was only discovered at the closing table. I asked my client when he was planning to tell me – he said he didn’t think it would affect the sale and it had only happened a day or two prior to closing. We had to hold the entire sales proceeds in escrow until I personally went to IRS and paid the lien off from the sales proceeds.
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Oh Lord. We had no idea this one existed.
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